Companies with Major Systems that are connected to the Clear Purchase Payment Switch, directly or indirectly.
Financial Institutions, managing accounts on behalf of Account Holders.
Examples: Conventional Banks, Mobile Money, Mobile Wallets, NeoBanks, Brokers.
Lenders, for example MFIs.
Financial Services Providers, offering a variety of financial services to their customers through the Clear Purchase payment rails.
Examples: Credit Assessment, Insurance, Payroll.
More Information Below
Users access Clear Purchase services through a Financial Institution that is a Network Member.
Account Holders at Financial Institutions: Individuals, Families, Groups, Organizations.
Merchants.
Utilities & other Billers, providing services to the public. Includes Lenders
B2B Businesses
International Businesses - those that transact Internationally.
Note: Larger companies may decide to become Network Members.
Others who are interested in the services offered by Clear Purchase.
Governments, Central Banks, Regulators.
Media.
FinTech.
Reach out to Nick Brown requesting to join the EcoSystem.
This EcoSystem is intended to assist in communication between Clear Purchase and different interest groups to discuss the most pressing challenges & opportunities.
These challenges & opportunities will vary dependent on industry, cultural norms, and even by country.
This EcoSystem will eventually develop into an Association.
We will ask your industry, and whether your Organization is interested in becoming a Clear Purchase Network Member.
We are also interested in those Clear Purchase features/services that are of most interest.
We will also ask in which countries your Organization operates. This will be used to build the EcoSystem Map below, which shows the totals for each country while keeping individual Organizations confidential.
There is one Pin for each country in the map below that have EcoSystem Organizations, whether registered or in discussions.
Pin colors indicate the level of progress some Organizations have taken in becoming Network Members in that country.
We will approach those countries first that show the most interest.
Gold Stars on the EcoSystem Map indicate multiple Organizations have requested their country become a Showcase Country.
Showcases require the involvement of multiple Organizations of different types in order to be viable, as well as establishing close working relationships with many of the following:
- Governments & Central Banks.
- Mobile Money & Mobile Wallets.
- Conventional Banks.
- MFIs & FinTechs.
- Exchanges, Brokers & Equity Crowd Funding.
Be recognized as the Leaders you are.
Clear Purchase will promote the experiences and successes of Showcase Organizations in Regional and International Conferences, including through the Clear Purchase Association.Showcase Organizations will be first to implement Clear Purchase, and also each future service offered by Clear Purchase.
All Network Members choose the Roles they wish to play in the Network.
The Role relates to a specific Role in the processing of a specific Transaction, or set of Transactions.
For example, an Issuer is the Financial Institution that manages an account for an Account Holder, in any Transaction where the Account Holder requests funds be sent from their account to a destination.
The Organization agrees to a set of technical, financial and legal obligations, as well relevant benefits.
At this point the Organization officially becomes a Network Member.
For each Role, there are Standard Terms and Condition Agreements applicable to all Network Members.
Every Network Member can feel comfortable knowing they will all follow the same rules, receive the same benefits, are charged the same fees, and are treated the same.
Clear Purchase is a Common Platform on which all get to play equally.
Transparency is the foundation of trust, and the reason for "Clear" in our company name.
Join the Clear Purchase EcoSystem.
Reach out to indicate your Organization is interested in becoming a Network Member.
Memorandum of Understanding (MOU). Shows interest, and starts the process of discovery.
Letter of Intent (LOI). Indicates a serious intent to determine whether becoming a Network Member is of benefit to the Organization.
Overview Agreement. High level agreement on the roles and responsibilities of the Organization as well as Clear Purchase.
Network Member Agreement. Full agreement written by lawyers covering in detail the Overview Agreement.